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Buying a new home is a major investment that often requires a hefty down payment and expensive, long-term loans. For people on a tight budget, buying a mobile home or a manufactured home is a more attractive option that offers a wider range of flexibility than traditional or stick-built homes.
how long are mobile homes financed for | Houstondeco – Mobile Home Loan Questions, Financing & Refinancing Answers – There are several factors to consider such as what mobile homes sell for in the area, the mobile home’s condition, how long it’s been on the market, financing terms, and the seller’s situation, and what you can afford.
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Government Loan Programs. Title I loans can be home-only loans like chattel loans, but they can also be used to buy a lot and a home together. maximum loan amounts on Title I loans are lower than maximums on Title II loans, and loan terms are shorter: For a single-wide home and lot, the maximum repayment term is 20 years.
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Wells Fargo specializes in financing manufactured home communities ("MHC"), offering various flexible lending programs to meet your needs. Our experience and dedication to this industry has made Wells Fargo a nationwide leader in MHC financing for more than 15 years.
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Home / Program Offices / Housing / Single Family / Title I / HUD financing manufactured (mobile) homes Financing Manufactured (Mobile) Homes Under the Title I program, FHA approved lenders make loans from their own funds to eligible borrowers to finance the purchase or refinance of a manufactured home and/or lot.